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CreditSmart® Homebuyer U

Need a certificate to qualify for a HomeOne® or Home Possible® mortgage? Want to take a deep dive into homeownership? It all starts here. Learn about bringing your credit up and keeping it there.

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Homeownership on your terms

Buying a home is your most important investment. Learn how to do it on your time with Homebuyer U.

  • Tailored experience with tools and trackers
  • Pause when you need to and pick up where you left off—on multiple devices
  • Printable certificate available in English
  • Certificate delivery to your lender, housing professional and co-borrower
  • Lessons available in English and Spanish
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Be prepared. Be confident.

Feeling great in your home starts with being confident about your finances. Our lessons will empower you to make educated decisions throughout the homebuying process.

  • Overview & Introduction to the Homebuying Process
  • Managing Your Money
  • Your Credit and Why It Is Important
  • Getting a Mortgage
  • Finding a Home and Closing on a Loan
  • Preserving Homeownership

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