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Certificate for Homebuyers

CreditSmart® Homebuyer U

Need a certificate to qualify for a HomeOne℠ or Home Possible® mortgage? Want to take a deep dive into homeownership? It all starts here. Learn about bringing your credit up and keeping it there.

This path aligns with the National Industry Standards for Homeownership Education and Counseling for pre-purchase content.

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Homeownership on your terms

Buying a home is your most important investment. Learn how to do it on your time with Homebuyer U.

  • Tailored experience with tools and trackers
  • Pause when you need to and pick up where you left off—on multiple devices
  • Printable certificate available in English
  • Certificate delivery to your lender, housing professional and co-borrower
  • Lessons available in English and Spanish
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Be prepared. Be confident.

Feeling great in your home starts with being confident about your finances. Our lessons will empower you to make educated decisions throughout the homebuying process.

  • Overview & Introduction to the Homebuying Process
  • Managing Your Money
  • Your Credit and Why It Is Important
  • Getting a Mortgage
  • Finding a Home and Closing on a Loan
  • Preserving Homeownership

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