Money & Credit
CreditSmart® Essentials
Want to know more about managing money or building good credit? You’re in the right place.
Essentials does not satisfy homeownership education requirements. Complete Homebuyer U if you need a certificate to qualify for a mortgage.
Tailored to you
Your education should fit your needs. Check out all the features that allow you to customize your experience.
- Personalized learning path
- Progress tracker
- Personal dashboard and profile
- Real-world scenarios and examples
- Digital notepad
- Pause and resume learning as needed
Cover your bases
Need credit basics? There’s a course for that. Planning on buying a car? There’s one for that too—and much more.
- Managing Your Money
- Understanding Your Income
- Basics of Banking
- Building Savings
- Thinking Like a Lender and Borrowing Basics
- Managing Debt
- Planning for Higher Education
- Understanding Credit
- Understanding Credit Reports
- Improving Credit
- Avoiding Predatory Lending and Scams
- Cyber Security and Fraud Prevention
- Renting a Home
- Consumer Protection Laws
- Introduction to Homebuying
- Insurance Basics
- Resilience to Disasters
- Planning for Your Future and Building Wealth
- Buying or Leasing a Vehicle
What users are saying
Stay in the Know
Keep up with the latest news related to financial capability.
- Trump Accounts. Parents can establish individual retirement accounts for their children, with a $1,000 contribution available for every child born between 2025 and 2028.
- Federal Student Assistance Partnership. The U.S. Department of Treasury will assume responsibility for student loan debt collection. Learn more.
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