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CreditSmart.FreddieMac.com

on your terms

Education has power, and it’s in your hands with CreditSmart’s housing and financial capability resources. Whether you’re renting, buying or saving for the future, CreditSmart has something for you.

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Free education

Freddie Mac created CreditSmart because your financial empowerment is part of our mission.

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Flexible learning

Pause when you need to and start back up—on any device—when you have time.

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Personalized tools

From budget trackers to goal checkers, you can customize your experience to create the education you need.

Homebuyers

CreditSmart Homebuyer U

Need a certificate to qualify for a HomeOne® or Home Possible® mortgage? Want to take a deep dive into homeownership? It all starts here. Learn about bringing your credit up and keeping it there.

Learn more about Homebuyer U

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Money & Credit

CreditSmart Essentials

Want to know more about managing money and building good credit? Set your goals, track your progress and learn on your own time with CreditSmart Essentials.

Learn more about essentials

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Renters

CreditSmart Renter Resources

Are you a renter or preparing to become one? CreditSmart’s renter resources will get you on the right financial track.

Learn more about renter resources

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Ayanna Fortson
National Urban League
David Ramirez
Soldier On
Mark A. Reyes
Urban League Broward County