{"id":172,"date":"2021-04-28T00:23:17","date_gmt":"2021-04-28T00:23:17","guid":{"rendered":"https:\/\/creditsmart.freddiemac.com\/?page_id=172"},"modified":"2023-12-07T14:13:50","modified_gmt":"2023-12-07T14:13:50","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/creditsmart.freddiemac.com\/terms-of-use","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<h1>CreditSmart<sup>\u00ae<\/sup><br \/>\nTerms and conditions<\/h1>\n<p>Effective as of July 2, 2021<\/p>\n<p>These CreditSmart<sup>\u00ae<\/sup> Terms and Conditions, along with the Freddie Mac Website Terms and Conditions and the Freddie Mac Website Privacy Policy, govern the access and use of the CreditSmart<sup>\u00ae<\/sup> suite of educational materials including CreditSmart<sup>\u00ae<\/sup> Essentials, CreditSmart<sup>\u00ae<\/sup> Coach, CreditSmart<sup>\u00ae<\/sup> Homebuyer U, CreditSmart<sup>\u00ae<\/sup> Espa\u00f1ol, CreditSmart<sup>\u00ae<\/sup> Asian and CreditSmart<sup>\u00ae<\/sup> Military Financial Readiness (CreditSmart, its services and materials, collectively referred to as the \u201cCS Materials\u201d). By accessing or using the CS Materials, you hereby acknowledge that you (i) are 18 years of age or older, and (ii) have read these Terms and Conditions and agree to be legally bound by them and all terms that are or may hereafter be incorporated into them by reference. If you do not agree to all of the Terms and Conditions, you are not authorized to access or use the CS Materials.<\/p>\n<p>Any new features, tools or modules that may be added to the CS Materials will be subject to these Terms and Conditions. You can review the most current version of the Terms and Conditions at any time from the \u201cLegal\u201d link. Freddie Mac reserves the right to update, change or replace any part of the CS Materials and\/or these Terms and Conditions by posting updates and\/or changes on the CS Materials webpage. Your continued use of or access to the CS Materials following the posting of any changes constitutes acceptance of those changes.<\/p>\n","protected":false},"excerpt":{"rendered":"CreditSmart\u00ae Terms and conditions Effective as of July 2, 2021 These CreditSmart\u00ae Terms and Conditions, along with the Freddie Mac Website Terms and Conditions and the Freddie Mac Website Privacy Policy, govern the access and use of the CreditSmart\u00ae suite of educational materials including CreditSmart\u00ae Essentials, CreditSmart\u00ae Coach, CreditSmart\u00ae Homebuyer U, CreditSmart\u00ae Espa\u00f1ol, CreditSmart\u00ae Asian&#8230; <a class=\"view-article\" href=\"https:\/\/creditsmart.freddiemac.com\/terms-of-use\">View Article<\/a>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-terms.php","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Terms and Conditions - Freddie Mac CreditSmart<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/creditsmart.freddiemac.com\/terms-of-use\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - Freddie Mac CreditSmart\" \/>\n<meta property=\"og:description\" content=\"CreditSmart\u00ae Terms and conditions Effective as of July 2, 2021 These CreditSmart\u00ae Terms and Conditions, along with the Freddie Mac Website Terms and Conditions and the Freddie Mac Website Privacy Policy, govern the access and use of the CreditSmart\u00ae suite of educational materials including CreditSmart\u00ae Essentials, CreditSmart\u00ae Coach, CreditSmart\u00ae Homebuyer U, CreditSmart\u00ae Espa\u00f1ol, CreditSmart\u00ae Asian... View Article\" \/>\n<meta property=\"og:url\" content=\"https:\/\/creditsmart.freddiemac.com\/terms-of-use\" \/>\n<meta property=\"og:site_name\" content=\"Freddie Mac CreditSmart\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-07T14:13:50+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/creditsmart.freddiemac.com\/terms-of-use\",\"url\":\"https:\/\/creditsmart.freddiemac.com\/terms-of-use\",\"name\":\"Terms and Conditions - Freddie Mac CreditSmart\",\"isPartOf\":{\"@id\":\"https:\/\/app1274.cloudwayssites.com\/#website\"},\"datePublished\":\"2021-04-28T00:23:17+00:00\",\"dateModified\":\"2023-12-07T14:13:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/creditsmart.freddiemac.com\/terms-of-use#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/creditsmart.freddiemac.com\/terms-of-use\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/creditsmart.freddiemac.com\/terms-of-use#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/creditsmart.freddiemac.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Terms and Conditions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/app1274.cloudwayssites.com\/#website\",\"url\":\"https:\/\/app1274.cloudwayssites.com\/\",\"name\":\"Freddie Mac CreditSmart\",\"description\":\"Financial education on your terms\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/app1274.cloudwayssites.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Terms and Conditions - Freddie Mac CreditSmart","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/creditsmart.freddiemac.com\/terms-of-use","og_locale":"en_US","og_type":"article","og_title":"Terms and Conditions - Freddie Mac CreditSmart","og_description":"CreditSmart\u00ae Terms and conditions Effective as of July 2, 2021 These CreditSmart\u00ae Terms and Conditions, along with the Freddie Mac Website Terms and Conditions and the Freddie Mac Website Privacy Policy, govern the access and use of the CreditSmart\u00ae suite of educational materials including CreditSmart\u00ae Essentials, CreditSmart\u00ae Coach, CreditSmart\u00ae Homebuyer U, CreditSmart\u00ae Espa\u00f1ol, CreditSmart\u00ae Asian... View Article","og_url":"https:\/\/creditsmart.freddiemac.com\/terms-of-use","og_site_name":"Freddie Mac CreditSmart","article_modified_time":"2023-12-07T14:13:50+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/creditsmart.freddiemac.com\/terms-of-use","url":"https:\/\/creditsmart.freddiemac.com\/terms-of-use","name":"Terms and Conditions - Freddie Mac CreditSmart","isPartOf":{"@id":"https:\/\/app1274.cloudwayssites.com\/#website"},"datePublished":"2021-04-28T00:23:17+00:00","dateModified":"2023-12-07T14:13:50+00:00","breadcrumb":{"@id":"https:\/\/creditsmart.freddiemac.com\/terms-of-use#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/creditsmart.freddiemac.com\/terms-of-use"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/creditsmart.freddiemac.com\/terms-of-use#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/creditsmart.freddiemac.com\/"},{"@type":"ListItem","position":2,"name":"Terms and Conditions"}]},{"@type":"WebSite","@id":"https:\/\/app1274.cloudwayssites.com\/#website","url":"https:\/\/app1274.cloudwayssites.com\/","name":"Freddie Mac CreditSmart","description":"Financial education on your terms","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/app1274.cloudwayssites.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/pages\/172"}],"collection":[{"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/comments?post=172"}],"version-history":[{"count":2,"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/pages\/172\/revisions"}],"predecessor-version":[{"id":770,"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/pages\/172\/revisions\/770"}],"wp:attachment":[{"href":"https:\/\/creditsmart.freddiemac.com\/wp-json\/wp\/v2\/media?parent=172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}